Debt help in Troy, Michigan

3 offices are listed in Troy. Types differ enormously in what they cost and what they can legally do, so check the description on each page before you call.

Counselors review your whole budget, then often propose a debt management plan that rolls unsecured balances into one monthly payment at a reduced interest rate. Nonprofit agencies are the standard here, and a genuine session should include a full budget review before anything is sold to you.

Tax resolution offices handle IRS and state back taxes: installment agreements, offers in compromise, penalty abatement, and lien or levy releases.